how can I apply for an hsbc credit card in the philippines?

like when i applied before with citibank and bdo, I got declined... I don't know why. never had a card before nor any problems with finance... what would make me get a credit card?

Public Comments

1. If you haven't got any cards before it doesn't mean it's good. Why? because c your lenders don't know how are you going to pay, you are the riddle for them. And it means you can bring high risk. So at first time you should prove your creditworthiness and build positive credit history. It isn't my opinion it's credit system. (If you want to know more about it there are a lot of credit card articles in the net. For example http://www.requestcredit.com/Credit-Card-eZine-1407152-page.php i like this site, they collect good selection of credit card articles.) Initially apply for credit card for people with no credit history. But don't apply for any card try to find with better conditions. I should prevent you credit cards for no credit have high fees and low credit limit but it can help you establish good credit history. You absolutely must pay all your bills on time and don't overspend. And don't apply for card that don't suits your credit history. All refusals damage your credit history. Besides if you have questions on credit cards you can ask credit expert at http://www.creditorganizer.com/Immediate-credit-card-care-service-896197-page.php for free. I hope it will help you!
2. Getting a HSBC credit card is quite easy. Applying for a HSBC credit card is a simple procedure that can be completed in a short time online. The initial step is the selection of card. Search for HSBC credit cards on the Internet and select the one that is most appropriate for your needs. Once you have chosen the preferred card, the next step is to submit basic information, such as your personal details. After you have done this, fill out the application details to indicate your card instruction choices like ATM, language etc. The third step is confirmation. Here you read and accept all the terms and conditions and declarations of the agreement. Once you are through this, the last step is acknowledgement. Here you get a reference number to confirm the receipt of your application. Some of the well known HSBC credit cards are: HSBC Platinum MasterCard, HSBC Cash Back Rewards MasterCard, HSBC Cash or Fly Rewards MasterCard etc. The primary benefit of these cards is the 0% introductory Annual Percentage Rate on purchases and balance transfer from 6-12 months, right from the day the account is opened. All these cards offer online account management services.
3. hi... the initial step is try to scout friends who knows an agent who could help you...that is much easier...they assist you with the requirements and once you get approved they get a commission of like 500 or so from the company...thats the best way to get a credit card...sorry i just deleted the number of an agent...anyway be sure you could handle your expenses if you want a credit card because many are being lured into having a credit card and ends up paying and paying debts...